Having car insurence protects you if you have an accident: it can pay for your medical expenses if you are injured in a car accident; it can pay to repair your car if it is damaged in a car accident; it can replace your car if it is stolen; it can replace your windshield if a rock flies up and cracks your front windshield; it can pay a claim to the other driver if they sue you because they were injured in a car accident that you caused; it can pay to tow your car if you break down and pay to provide you a rental car if you need transportation while your car is being fixed or repaired; it can also pay to replace your radio if it is stolen out of your car; it can pay to replace your car if it catches fire and burns up; it can pay your medical expenses and all your passenger's medical expenses if the other driver does not have auto insurance! Insurance cost pennies on the dollar when you consider what these things would really cost you if you had to pay for them.+REPLY?
