Free Credit Report http://www.creditloan.com/free-credit-report/... Your free credit report can be your best ally when it comes to detecting identity theft when it is still in the early stages, allowing you to take action before identity thieves are able to do too much damage with your personal information. Every U.S. consumer is guaranteed at least one free credit report from each credit reporting agency each year. The problem is that many consumer do not know about this right, and even more do not know how to order it.