How To Avoid Foreclosure: Different Options http://www.foreclosuredatabank.com/foreclosures... The one thing that many home buyers are not aware of is that they can avoid foreclosure. Foreclosure will take place if you miss consecutive payments on your loan or mortgage. It can be due to many reasons but the lender is more concerned about his loan more than why you missed the payment. So the first thing the lender will do if you miss payments is initiate a process of foreclosing the property.