The 5 best Delta credit cards of 2022

Card Highlights

Intro BonusLimited Time Offer: Earn 100,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 3 months. Offer ends 8/3/2022.

APR17.24%-26.24% Variable

Recommended CreditExcellent/Good

Reward Rates

  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.

Annual Fee$550

Intro Purchase APRN/A

Rewards & Redemption Details

With the Delta SkyMiles® Reserve American Express Card, for a limited time through August 3, 2022, you only have to spend $5,000 in your first three months of having the card in order to earn 100,000 bonus miles. Regular rewards include three miles per dollar on Delta purchases. There is also complimentary access to Delta Sky Club® globally with two guest passes each year.

The annual fee is high at $550, but there are many benefits like complimentary upgrades, a Companion Certificate, and a fee credit toward Global Entry or TSA PreCheck®. Enjoy the Centurion Lounge with access to the Delta Sky Lounge, plus two guest passes per year. Other benefits include a free checked bag, in-flight discounts, priority upgrades, and a 24/7 global assist hotline.

What’s more, you can earn 15,000 Medallion Qualification Miles after you spend $30,000 in purchases on your card a year, up to four times.


  • Automatic Medallion status
  • Complimentary companion benefits
  • Delta Sky Club access


  • Very high annual fee
  • Minimal rewards compared to other cards

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

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